How is my pension calculated?

Understanding how your pension is calculated can feel overwhelming, but it doesn’t have to be!

The Municipal Employees’ Pension Plan (MEPP) uses a formula based on three main factors:

Pensionable Service

• Time you contributed to MEPP
• Purchased service or approved disability waivers
• Leaves of absence with contributions
• The more years you work, the more pensionable service you earn

Highest Average Salary (HAS)

• Average of your three highest calendar years of pensionable salary
• If you work less than full-time, your salary is annualized
• If you leave mid-year, part of that year is replaced by your fourth-highest year
• Earning more during your career increases your HAS

Accrual Rate

• The rate at which your benefits in MEPP will accumulate for your years of pensionable service
• *Different periods of service may have different accrual rates

Example – Jim’s Calculation

Pensionable Service: 22.125 years x 
HAS: $2,421.31/month x 
Accrual Rate*=

Read the MEPP In Depth – Pension Calculations on our website to see how each part of Jim’s pension is calculated. You can also refer to your Member Booklet for more information.

Start Planning Your Financial Future Today

Workshops and consultations available

You have access to MEPP’s financial wellness workshops and individual consultations. Go to our website for upcoming workshops and webinars. You can register on our Learning Events page.

For a more personalized approach, you can book a consultation with a Retirement Information Consultant (RIC).

No matter where you are in your career, connect with one of the RICs today by attending a workshop or booking a consultation:
306-787-3170 or ric@plannera.ca.

We are here to help!

Change Happens! Keep MEPP Informed.

We know how important it is to have a convenient way to manage your pension. That’s why your online member account makes it easy to connect with MEPP — safely and efficiently.

Secure Messaging

You can reach out to the MEPP team directly from your account. 

Your conversation history is always saved and easy to access, so no more digging through your inbox. With MEPP’s digital security framework, your communications are protected every step of the way.

Document Upload

Skip the delays of mailing or dropping off paperwork.

You can upload your documents straight to your account. This ensures your files go directly to MEPP and are instantly linked to your member profile — no waiting.

Update Details

Did you get married or change your name? Have you moved or need to update your beneficiary?

Accurate contact details, beneficiary designations, and spouse information ensures that your pension benefits are paid correctly and without delays — especially in the event of retirement, marital status, or death. 

We have everything you need in one secure place!

We appreciate your feedback!

Thank you to all the members who participated in this year’s member satisfaction survey.

Your input is valuable and helps us continue to improve our service.

Survey results will be shared in early Spring 2026.

mepp.plannera.ca

Fall 2025

Administered by
Plannera Pensions & Benefits

Visit

110 – 1801 Hamilton Street
Regina SK S4P 4W3

Learn more

mepp.plannera.ca

facebook.com/SaskMEPP

Call

306-787-2684 (in Regina)
1-877-506-6377 (toll free)

Email

mepp@plannera.ca

This newsletter provides general information about the Municipal Employees’ Pension Plan and its operation. It does not replace or supersede the legislation governing the Plan.